Insurance is legalized extortion

I am in insurance hell. I have submitted my claim by mail and by fax, a claim that should never have even gotten to me in the first place. Now one letter tells me they need more information, while the guy on the phone says I submitted it to the wrong place. I can't find the number to the doctor's office, and all of this is for a stupid physical I had in JANUARY. The worst part is that through all this the realization is growing, in the pit of my stomach, that this is never, ever, ever going to end. I will die fighting insurance companies for money. My children will fight for money to bury me with and end up secretly dumping me in the compost file because by the time the claim goes through my body will be decomposed and smelly.
All this while I don't have a real job. I'm lucky I have insurance at all (technically I think I'm stealing it, but it's extortion anyways, right?). My job consists of two days of typing until my hands swell up. They'd give me full time work, but my hands would hurt so bad I couldn't brush my teeth or wipe my butt and then who would give me a real job?
Sometimes I wish I was at a different level of ambition. If I had less, I could work in a decently paying dead-end job with excellent insurance and be perfectly content the rest of my life. I could move into middle management. If I had more ambition, I could start my own business, freelance, and finish my novel by the time my unemployment ran out and be perfectly happy. It's just that I like TV enough to watch it all day, but not enough to go out and make it for fun. Plus, I'm a whiner.