Finances

I actually managed to pay off my credit cards a few months ago (I got backed up because of the move) and now I've started saving again. Yay for savings!
I use ING direct, which is an online bank. They give you a higher interest rate than most regular banks (just under 5 percent right now) but they are still FDIC insured. I finally got both Joe and Luke to open one of these for themselves. It takes about 1-2 days for me to transfer funds out of it, so I keep some (but very little) emergency money stashed in my savings account that is linked to my debit card too.
I never stopped putting money into my IRA (you can't, or you get charged extra fees and that's stupid). Recently, I split the money that was in there. I kept half in the regular fund I had originally chosen (which is supposed to be a growth and income type of index fund--and has done pretty well so far). The other half I put into an emerging Asian markets fund--as in stocks from India, China, etc. I wish I would have done this a while ago. Those markets have SHOT up. They're risky, but you can make serious money. You can be risky when you're young. And in the end, they are still mutual funds, so aren't THAT risky. When that one gets big enough, I'm going to split it again, and put half the money into another emerging markets fund, maybe a Europe or South America one this time.
On top of this, I actually have a real 401k at work. With matching funds, even. I started putting money into that as soon as I was eligible. Woot. I might not have to keep working until I'm 90. All that money is in a standard stock market index fund. I don't know how long I'll be working here, so I don't want to go sticking it in crazy funds that might be way down when I am forced to take the money out.
The only area I'm falling behind in is my paperwork. I have a mound of papers piling up, including unopened bank statement from the last couple of months. I really need to sort through those and double-check all my numbers and such. Also, Joe and I were going to open up a brokerage account so we could mess around with buying individual stocks that we want--but that seems to have stalled out. Again. We'll see.